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Senior Credit Officer-MD (Montgomery County)

About Us


Are you someone who seeks opportunity and has a true desire to grow your career with an organization that has enriched the lives of clients and communities in the Washington, D.C. region for 150 years?  If so, Sandy Spring Bank may be the perfect fit for you!


Sandy Spring Bank is a growing financial services company focused on creating remarkable experiences for our employees, clients, shareholders and communities.  We are proud to be recognized for the12th consecutive year by Forbes magazine as one of the top 50 “Most Trustworthy” corporations in America. Our values run deep in integrity, relationship building and community outreach.


To help us attract the highest quality individuals, we offer a comprehensive benefits package to those who qualify.  We offer competitive market salaries, paid time off, multiple retirement savings options, full health care options, life insurance, health care and dependent care flexible spending accounts, career development opportunities, tuition assistance and volunteer opportunities.  We are proud to offer those, and so much more, making Sandy Spring Bank a desirable place to work and build a career.


About The Job

Location:  Maryland (Montgomery County)

Sandy Spring Bank is currently recruiting a Senior Credit Officer in the Credit Risk Management Department.  If you are the chosen candidate you will be responsible for a segment of the Bank’s credit approval, administration and review activities.  You will also be responsible for monitoring credit quality, providing input into the development and implementation of sound loan policies as well as communication of policies.  You will work with Relationship Managers and Market Leaders on the approval of loans, ensuring that the credits adhere to existing credit policy guidelines and that applicants are deemed credit worthy.  Additionally, you will identify potential problem credits and work with loan workout manager to restructure and/or minimize losses.


Areas of Focus:

  • Management of Credit Administration Process

  • Development and Implementation of Bank Credit Policy, Procedures and Work Standards

  • Key Business Partner

  • Compliance

Required Skills:

  • Bachelor’s degree in related field with a minimum of 10 to 15 years of increasingly responsible job-related experience.

  • Experience with personal computer systems and standard desktop processing software.

  • Strong, well-developed interpersonal skills.

  • High level of analytical skills to conduct loan analyses, monitor progress of market trends, credit/interest rates, economic conditions and other related factors.

Sandy Spring Bank is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, protected veteran status, or any other characteristic protected by law.  We maintain a drug-free workplace environment and perform pre-employment substance abuse testing.


If you require a reasonable accommodation to apply for a position, please call our job line at 1-800-399-5919 and select option 5.  Requests are considered on a case-by-case basis.